Rent vs Buy Analysis · Free

Should you rent or buy in your target market?

Model a target-market, target-budget scenario — no street address required. We compare buy-path net worth against rent + invest net worth.

Step 1 of 4
Step 1 · Target market

Where are you comparing?

Use a city, state, and ZIP for a market scenario. Do not enter a specific street address.

Market prefill

Prefill comparable rent and assumptions where market data is available. You can edit any value.

Your target budget or expected purchase price in this market.
Rent for a comparable home in the same target market.
Optional target home details
Step 2 · Financing

Financing and timeline

These are the core assumptions that drive the buy path.

Percent (%)
Amount ($)
Enter either percent or dollar amount. The other value stays in sync.
Step 3 · Assumptions

Costs and growth assumptions

These defaults are editable. Principal and down payment are treated as equity, not pure cost.

Step 4 · Review

Review your inputs

Double-check everything below. Use Edit to jump back to any group.

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