Should You Refinance Your Mortgage?

Compare your current mortgage with a new loan offer and see the full picture: principal, interest, taxes, insurance, monthly payment, and year-by-year impact.

Your Current Mortgage

Remaining Balance

Interest Rate (%)

Current Monthly Principal & Interest Payment

Years Remaining

Current Property Value

Current Property Tax Rate (%)

Current Monthly Property Tax (calculated)

Current Monthly Insurance

Current Monthly HOA

New Loan Scenario

New Interest Rate (%)

Loan Term

Closing Costs

Optional Cash-Out Amount

New Property Value

New Property Tax Rate (%)

New Monthly Property Tax (calculated)

New Monthly Insurance

New Monthly HOA

Roll closing costs into new loan

What matters more to you?

Lower Monthly Payment Lowest Lifetime Cost

I might sell or move within years